We had our largest audience of the new year to hear Attorney Tom Skinner talk about legal issues that affect Homeowners Associ.ations. It was nice to see a good representation of HOA Presidents around the lake take advantage of Tom's expertise. . A lengthy Q&A followed and property rights for primary and secondary owners, covenants, and liens were freely discussed. A takeaway if you live in an HOA, make sure the covenants are updated. Seek legal counsel, as appropriate.